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 2. A wise man loses nothing, if he but saves himself.

 3. Action must be taken at the first signs of disruption or decay, otherwise disaster will follow as ice-bound water follows brief autumn frosts.

 4. All the great and beneficent operations of Nature are produced by slow and often imperceptible degrees. The work of destruction and devastation only is violent and rapid. The Volcano and the Earthquake, the Tornado and the Avalanche, leap suddenly into full life and fearful energy, and smite with an unexpected blow.

 5. Almost all the noblest things that have been achieved in the world, have been achieved by poor men; poor scholars, poor professional men, poor artisans and artists, poor philoso-phers, poets, and men of genius.

 6. And in the wreck of noble lives Something immortal still survives.

 7. And plenty makes us poor.

 8. Ants do not bend their ways to empty barns, so no friend will visit the place of departed wealth.

 9. Beggars should be abolished. It annoys one to give to them, and it annoys one not to give to them.

10. But noble souls, through dust and heat, Rise from disaster and defeat The stronger.

11. But over all things brooding slept The quiet sense of something lost.

12. By the side of honour, humiliation waits. When honoured, one ought not be high-spirited. Behind poverty, prosperity follows. When impoverished, why should one by low-spirited.

13. Calamities are of two kinds: misfortune to ourselves, and good fortune to others.

14. Calamity is virtue's opportunity.

15. From its beginning, the world has been filled with a succession of calamities; over and above the unavoidable facts of illness, decrepitude and death.

16. He is not poor who has the use of necessary things.

17. He that is down needs fear no fall.

18. He went like one that hath been stunned, And is of sense forlorn: A sadder and a wiser man, He rose the morrow morn.

19. He who carries out one good deed acquires one advocate in his own behalf, and he who commits one transgression acquires one accuser against himself. Repentance and good works are like a shield against calamity.

20. How wisely fate ordained for human kind Calamity! which is the perfect glass, Wherein we truly see and know ourselves.

21. Humanity may endure the loss of everything; all its possessions may be torn away without infringing its true dignity - all but the possibility of improvement.

22. If all our misfortunes were laid in one common heap whence everyone must take an equal portion, most people would be contented to take their own and depart.

23. If the wicked flourished, and thou suffer, be not discouraged; they are fatted for destruction, thou art dieted for health.

24. It is from the level of calamities, not that of every-day life, that we learn impressive and useful lessons.

25. It is indeed astonishing how many great men have been poor.

26. It is more difficult to be well with riches, than to be at ease under the want of them. Man governeth himself much easier in poverty than in abundance.

27. It may serve as a comfort to us, in all our calamities and afflictions, that he that loses anything and gets wisdom by it is a gainer by the loss.

28. Life is thickly sown with thorns, and I know no other remedy than to pass quickly through them. The longer we dwell on our misfortunes, the greater is their power to harm us.

29. Many a good face Under a ragged hat.

30. Most people become bankrupt through having invested too heavily in the prose of life. To have ruined oneself over poetry is an honour.

31. No man can lose what he never had.

32. No man is poor who does not think himself so. But if in a full fortune with impatience he desires more, he proclaims his wants and his beggarly condition.

33. Not he who has little, but he who wishes for more, is poor.

34. Not to be able to bear poverty is a shameful thing, but not to know how to chase it away by work is a more shameful thing yet.

35. On the touchstone of misfortune a man discovers the strength of understanding and of spirit in kinsmen, wife, servants, and himself.

36. Our greatest misfortunes come to us from ourselves.

37. People come to poverty in two ways: accumulating debts and paying them off.

38. Perils, and misfortunes, and want, and pain, and injury, are more or less the certain lot of every man that cometh into the world. It be hooveth thee, therefore, O child of calamity! early to fortify thy mind with courage and patience, that thou mayest support, with a becoming resolution, thy allotted portion of human evil.

39. Poverty and wealth are comparative sins.

40. Poverty is a great enemy to human happiness; it certainly destroys liberty, and it makes some virtues impracticable, and others extremely difficult.

41. Poverty is no vice, but an inconvenience.

42. Poverty is not dishounorable in itself, but only when it comes from idleness, intemperance, extravagance, and folly.

43. Poverty is shunned and persecuted all over the globe.

44. Poverty is the discoverer of all the arts.

45. Poverty is the mother of crime.

46. Poverty is the open mouthed relentless hell which yawns beneath civilized society. And it is hell enough.

47. Poverty is the wicked man's tempter, the good man's perdition, the proud man's curse, the melancholy man's halter.

48. Poverty often deprives a man of all spirit and virtue; it is hard for an empty bag to stand upright.

49. Poverty urges us to do and suffer anything that we may escape from it, and so leads us away from virtue.

50. That loss is common would not make My own less bitter, rather more, Too common!

51. The child was diseased at birth - stricken with an hereditary ill that only the most vital men are able to shake off. I mean poverty - the most deadly and prevalent of all diseases.

52. The consciousness of good intention is the greatest solace of misfortunes.

53. The greatest man in history was the poorest.

54. The lowest ebb is the turn of the tide.

55. The poor man must walk to get meat for his stomach, the rich man to get a stomach to his meat.

56. The real disgrace of poverty is not in owning to the fact but in declining to struggle against it.

57. The ruins of himself! now worn away With age, yet still majestic in decay.

58. The worst is not So long as we can say "This is the worst."

59. They do not easily rise whose abilities are repressed by poverty at home.

60. Things that are not at all, are never lost.

61. This is the truth as I see it, my dear, Out in the wind and the rain: They who have nothing have little to fear, Nothing to lose or to gain.

62. Times of general calamity and confusion have ever been productive of the greatest minds. The purest ore is produced from the hottest furnace, and the brightest thunderbolt is elicited from the darkest storm.

63. 'Tis safer to be that which we destroy Than by destruction dwell in doubtful joy.

64. To build it, took one hundred years...to destroy it, one day.

65. To mortal men great loads allotted to be; But of all packs no pack like poverty.

66. Very few people can afford to be poor.

67. What does not destroy me, makes me strong.

68. When all else is lost, the future still remains.

69. When ancient opinions and rules of life are taken away, the loss cannot possibly be estimated. From that moment we have no compass to govern us, nor can we know distinctly to what port to steer.

70. When any calamity has been suffered the first thing to be remembered is, how much has been escaped.

71. When Heaven is about to confer a great office on any man, it first disciplines his mind with suffering, and his bones and sinews with toil. It exposes him to want and subjects him to extreme poverty. It confounds his undertakings. By all these methods it stimulates his mind, hardens him, and supplies his incompetencies.

72. When you see a man in distress, recognize him as a fellow man.

73. Whom the gods would destroy they first make mad.

74. Wise men ne'er sit and wail their loss, but cheerily seek how to redress their harms.

75. With money you can call the very gods to help...Without it not a single man.

76. Yield not to misfortunes, but advance all the more boldly against them.

77. You never find people labouring to convince you that you may live very happily upon a plentiful income.